Soft credit pull to apply · Serving the United States & Canada
Operator-led business capital

Fast decisions, real people. Business funding from $10K–$30M.

One application connects you to direct, syndicated, and specialist funding options, reviewed by people who run businesses themselves.

Check my options

Checking your options takes about 2 minutes. Soft credit pull to apply.†

Business owner in her shop
How much does your business need?
$250,000
$10K$30M
Trustpilot★★★★★
4.7
Excellent30 reviews

Decisions in hours

Some working-capital decisions come within hours and may fund as fast as the same business day after approval.*

From $10K to $30M

Working capital, consolidation, lines of credit, term & SBA, equipment and specialty structures.

One application

Direct, syndicated and specialist options compared for you. You see the full structure before you decide.

Operators across recognized brandsFood service · wellness · hospitality
Dairy QueenZaxby'sSubwayMassage EnvyECHO Suites

Brand marks identify businesses associated with clients or network participants. No affiliation with or endorsement by the parent brands is implied.

Get funded in three clear steps.

1

Apply securely in minutes.

Answer a few questions about your business, then connect bank statements or upload the documents needed for review.

2

Review the right capital path.

We assess revenue, cash flow, existing obligations, assets, and timing, then compare the structures that fit.

3

Approve, close, and fund.

Review final terms, complete verification, and receive approved funds, potentially as fast as the same business day.*

Check my options

Soft credit pull to apply.†

One relationship. More ways to get the deal done.

We can participate in select transactions, syndicate capital, or broker opportunities across a wider market.

Working capital

Working capital & MCA

Inventory, payroll, marketing, or uneven cash-flow cycles, sized from how revenue actually arrives.

Learn more
Consolidation

MCA consolidation

Replace stacked short-term positions with a structure that meaningfully reduces payment pressure.

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Line of credit

Lines of credit

Revolving access for repeatable, short-duration needs. Draw when you need it.

Learn more
Term & SBA

Term & SBA loans

Planned, durable investments with longer terms and more predictable payments.

Learn more
Equipment

Equipment financing

Equipment and facility capital tied to the operating return it creates.

Learn more
Specialty

Real estate, HELOC & public-company structures

Larger or asset-backed files get a dedicated conversation with our team.

Talk to a specialist

What can you do with business funding?

The goal is not to force every business into one product. It’s to fit the capital to the need.

Inventory

Stock up ahead of a busy season or a supplier deal before the window closes.

Payroll

Cover payroll weeks while receivables catch up.

Marketing

Fund the campaign, launch, or new location push.

Uneven cash flow

Smooth out the cycles in how revenue actually arrives.

Consolidating MCAs

Replace stacked short-term positions to reduce payment pressure.

Equipment

Equipment and facility capital tied to the return it creates.

Real estate

Real estate and HELOC structures for larger, asset-backed files.

Growth

Planned, durable investments with longer terms and more predictable payments.

Check my options

Soft credit pull to apply.†

Orel PartoucheHead of Operations · former NYSE trading floor
We sit on both sides of the desk

Run by operators, not just salespeople.

Captain Capital ownership and members of the sales team own operating businesses and real estate.
Head of Operations Orel Partouche brings New York Stock Exchange floor experience to a numbers-first process.
We evaluate cash flow, debt load, timing, and your actual objective before recommending a structure.
Meet the team
4.7
★★★★★
Excellent on TrustpilotBased on 30 public reviews
5-star29
4-star1

Fast matters. Doing what you said matters more.

They did what they said they would, and they did it within 24 hours.
Andrew HamiltonVerified Trustpilot review
Gary made it very smooth and easy.
Lisa GreenVerified Trustpilot review
“Absolute breeze to work with”“Trust and integrity”“Captain Jack made it happen…”“Amazing and quick experience.”“Stellar Service”
Read all 30 reviews on Trustpilot →

Straight answers.

No. We do a soft pull. If a specific program requires a hard pull, we’ll discuss it with you before proceeding.
The last 4 months of business bank statements, owner identification, a voided business check, and a current debt schedule. Larger requests may also require tax returns, interim financials, receivables reports, or collateral information.
Potentially. We review balances, payment cadence, remaining terms, revenue, bank activity, and payoff letters. The objective is meaningful cash-flow improvement, not simply adding another position.
Some working-capital decisions can be made within hours and may fund after final approval as quickly as the same or next business day. Bank, SBA, real-estate, HELOC, and public-company structures generally require more diligence and time.
Both, depending on the transaction. Captain Capital may participate directly or through a syndicate in select opportunities and may also broker or refer files to third-party funding sources. Final documents identify the actual provider and structure.

Ready when the opportunity is.

See what your business qualifies for. Two minutes, a soft credit pull, and a real person on your file. Funding from $10K–$30M.

Soft credit pull to apply.†