Six ways to fund the next move for your business.
We can participate in select transactions, syndicate capital, or broker opportunities across a wider market. The goal is not to force every business into one product.
Check my optionsSoft credit pull to apply.†
One application
Direct, syndicated & specialist options compared from a single file.
$10K to $30M
From short-term working capital to larger, asset-backed structures.
The full structure, up front
You see proceeds, total obligation, payment cadence, and duration before you decide.
What are the types of business funding?
Not every business need fits the same product. Here’s how our options work.
Capital sized from how revenue actually arrives.
Working capital covers inventory, payroll, marketing, or uneven cash-flow cycles. With a merchant cash advance, a provider purchases a portion of your future receivables. It is not a loan, and a factor rate is not an APR.
Some working-capital decisions can be made within hours and may fund after final approval as quickly as the same or next business day.*
Check my options →Replace stacked positions with one clear structure.
For businesses carrying stacked short-term positions. Consolidation replaces them with a structure designed to meaningfully reduce payment pressure.
Timing depends on a review of your balances, payment cadence, and payoff letters.
Explore MCA consolidation →Revolving access for repeatable needs.
A line of credit suits repeatable, short-duration needs. Draw when you need it, rather than taking one lump sum up front.
Timing and structure vary by file and provider.
Check my options →Longer terms for planned, durable investments.
Term and SBA loans fit planned investments that pay back over time, with longer terms and more predictable payments.
Bank and SBA structures generally require more diligence and time.
Check my options →Capital tied to the return the equipment creates.
Equipment financing covers equipment and facility purchases, with capital tied to the operating return the equipment creates.
Timing and structure vary by file and provider.
Check my options →A dedicated conversation for larger, asset-backed files.
Real estate and HELOC structures are built for larger or asset-backed files, and start with a dedicated conversation with our team.
These generally require more diligence and time.
Talk to a specialist →Specialist structures for public companies.
Public-company structures start with a dedicated conversation with our team about the file, the goal, and the timeline.
These generally require more diligence and time.
Talk to a specialist →Compare your options side by side.
| Option | Best for | How it works | Timing |
|---|---|---|---|
| Working capital & MCA | Inventory, payroll, marketing, or uneven cash-flow cycles | Sized from how revenue actually arrives. A merchant cash advance is a purchase of future receivables, not a loan. | Some decisions within hours; may fund as fast as the same or next business day after approval.* |
| MCA consolidation | Businesses carrying stacked short-term positions | Replaces stacked positions with a structure that meaningfully reduces payment pressure. | Depends on review of balances, payment cadence, and payoff letters. |
| Lines of credit | Repeatable, short-duration needs | Revolving access. Draw when you need it. | Varies by file and provider. |
| Term & SBA loans | Planned, durable investments | Longer terms and more predictable payments. | Generally requires more diligence and time. |
| Equipment financing | Equipment and facility purchases | Capital tied to the operating return the equipment creates. | Varies by file and provider. |
| Real estate, HELOC & public-company | Larger or asset-backed files | A dedicated conversation with our team. | Generally requires more diligence and time. |
Comparison is general and educational. Actual structure, cost, and timing depend on underwriting, verification, final documents, and provider approval.
Not sure which fits? One application compares them for you.
Two minutes, a soft credit pull, and a real person on your file.
Soft credit pull to apply.†