Soft credit pull to apply · Serving the United States & Canada
How it works · Requirements

What you need to apply for business funding.

The process, the tradeoffs, and the documents, clear from the start. Most files start with four documents.

Start my application

Takes about 2 minutes. Soft credit pull to apply.†

Get these four documents ready.

Business bank statements

The last 4 months of business bank statements.

Owner identification

Identification for the business owner.

Voided business check

A voided check from the business bank account.

Current debt schedule

Any existing advances, loans, or lines and their balances. Fill it out online →

Larger requests may also require tax returns, interim financials, receivables reports, or collateral information.

Who can apply.

A quick check before you start.

MarketsUS & Canada

UK & Australia coming soon.

Funding range$10K–$30M

From working capital to specialty structures.

Minimum time in business6 months

Businesses operating at least 6 months can apply.

What we look at.

We evaluate cash flow, debt load, timing, and your actual objective before recommending a structure.

RevenueHow much comes in, and how it arrives.
Cash flowThe cycles behind your deposits.
Existing obligationsCurrent advances, loans, and lines.
AssetsEquipment, real estate, receivables.
TimingWhen you need the capital, and why.

From application to funding.

1

Apply securely in minutes.

Answer a few questions, then connect bank statements or upload documents.

2

Review the right capital path.

We compare the structures that fit the operating need.

3

Approve, close, and fund.

Potentially as fast as the same business day after approval and signed documents.*

Start my application

Application FAQs

The last 4 months of business bank statements, owner identification, a voided business check, and a current debt schedule. Larger requests may also require tax returns, interim financials, receivables reports, or collateral information.
Some working-capital decisions can be made within hours and may fund after final approval as quickly as the same or next business day. Bank, SBA, real-estate, HELOC, and public-company structures generally require more diligence and time.
No. We do a soft pull. If a specific program requires a hard pull, we’ll discuss it with you before proceeding.
Both, depending on the transaction. Captain Capital may participate directly or through a syndicate in select opportunities and may also broker or refer files to third-party funding sources. Final documents identify the actual provider and structure.